Does Replacement Assistance count toward the IHP maximum?

Replacement Assistance provided through FEMA's Individual Assistance Program is considered a form of financial help for eligible applicants whose homes have been damaged or destroyed. This assistance is intended to help individuals acquire a new home or repair their existing one. Importantly, the amounts allocated for Replacement Assistance do count toward the overall maximum limit of the Individual Household Program (IHP).

When determining the total financial aid an individual can receive, all forms of assistance, including Replacement Assistance, are totaled to ensure that they do not exceed the established maximum. This policy is in place to maintain fairness and consistency in how federal funds are distributed, ensuring that one applicant's assistance does not significantly overshadow or take resources away from others in need.

Thus, recognizing the nature of Replacement Assistance as part of the overall assistance limit is crucial for applicants to understand the total financial support available to them during a recovery period.